Canada Pension Plan (CPP) and Old Age Security (OAS) payments are deposited on the same day each month, usually near the end of the month. The remaining 2026 dates are Thursday, November 26 and Tuesday, December 22. This guide lists every 2026 date for CPP and OAS, plus other benefits Ontario residents often track, such as the Canada child benefit and the Ontario Trillium Benefit.

Quick answer: CPP and OAS 2026 dates are January 28, February 25, March 27, April 28, May 27, June 26, July 29, August 27, September 25, October 28, November 26 and December 22. Payments may take a few days to arrive.

CPP and OAS payment dates 2026

The December payment comes earlier than usual because of the holidays. The Government of Canada publishes the official schedule on its benefit payment dates page. 2027 dates had not been listed there at the time of writing, so check back in December.

Canada child benefit dates 2026

The Canada child benefit (CCB) is paid around the 20th of each month. In 2026, the dates are January 20, February 20, March 20, April 20, May 20, June 19, July 20, August 20, September 18, October 20, November 20 and December 11. For amounts and eligibility, see our guide to the Canada Child Benefit and Ontario Child Benefit.

Ontario Trillium Benefit dates 2026

The Ontario Trillium Benefit (OTB) combines the Ontario energy and property tax credit, the Northern Ontario energy credit and the Ontario sales tax credit. It is generally paid monthly around the 10th. The 2026 dates are January 9, February 10, March 10, April 10, May 8, June 10, July 10, August 10, September 10, October 9, November 10 and December 10. Depending on the amount, some people receive it as a single payment instead of monthly.

Other federal benefit dates in 2026

• GST/HST credit: January 5 and April 2, 2026.
• Canada Groceries and Essentials Benefit (listed by the government as formerly the GST/HST credit): July 3 and October 5, 2026.
• Advanced Canada workers benefit: January 12, July 10 and October 9, 2026.

Why your payment might be late

• Payments can take a few business days to appear, especially by cheque.
• Bank processing times differ between institutions.
• Changes to your address or banking details may delay a deposit.
• For CCB and OTB, not filing your income tax return on time can stop payments.

If a CPP or OAS payment has not arrived after three business days, contact Service Canada. For CRA-administered benefits such as CCB and OTB, contact the Canada Revenue Agency.

Checklist for seniors and families

1. Sign up for direct deposit through My Service Canada Account or your bank.
2. File your income tax return every year, even with little income, to keep benefits flowing.
3. Update your address and marital status when they change.
4. Watch for the OAS recovery tax if your income is high.
5. Budget for December: CPP and OAS arrive on December 22, which may be your last deposit before January.
6. Be alert to scams: the government will not ask for payment to release benefits by text.

For help planning monthly costs around these deposits, read our cost of living in Toronto 2026 guide.

FAQ

What is the next CPP payment date?

The next CPP and OAS payment is on Thursday, November 26, 2026, followed by Tuesday, December 22.

Are CPP and OAS paid on the same day?

Yes. Both are deposited on the same date each month.

Is CPP taxable?

Yes. CPP and OAS payments are taxable income. You can ask Service Canada to deduct tax at source.

Do Quebec residents get CPP?

Most Quebec workers contribute to the Quebec Pension Plan instead, which has its own schedule. OAS is federal and paid across Canada.

Conclusion

Knowing your benefit dates makes budgeting simpler, especially around the holidays. Bookmark this calendar, keep your direct deposit details current and file your taxes on time to avoid interruptions in 2027.